• Penn Mutual

  • Guardian

  • Berkshire

  • The Standard

  • Mass Mutual

  • Midland National

  • Positive Physicians Insurance Exchange

  • Lloyd's


  • ​​All State

  • Grange

  • Travelers

  • Encompass

  • Progressive

  • American Strategic

  • ​Foremost

"We Begin where most agencies max out."

SL & Associates is a Private Client Firm. This means we consider our Clients to be our biggest assets therefore, everything we do is with them in mind and for their direct benefit. This also means we take every precaution to protect our Clients and their information. Unlike others, we do not release your information to anyone without your signed permission, all this while providing you with concierge-level service.SL & Associates is an All Lines, Fully Licensed, Independent Insurance Broker. 
"Full Lines" and "Fully Licensed" means we possess relevant knowledge about all the types of insurance products available in the market and hold the licenses necessary to advise Clients on every line of insurance; both in the Asset Insurance Lines and the Liability Insurance Lines.
"Independent Insurance Broker" means we represent our Clients to the marketplace of Insurance Carriers and not the other way around. Furthermore, we align with Insurance Carriers that best fit our Client's needs provide our Clients with favorable access a wide range of products and services such as life, disability, long-term care, health, auto, home, umbrella, business, commercial, professional liability, malpractice, errors & omissions, kidnap & ransom, specialty & surplus insurance and the list goes on and on.
SL & Associates is licensed in ten states across the country (OH, IN, IL, KY, MI, PA, FL, AZ, MT, and CA). This means we are growing into a national presence to better serve our Clients. With two processing stations (Dayton & Toledo) we can get work done quickly and accurately on your behalf. 
We invite you to experience what it is like to work with professionals who have dedicated their lives to improving your. We hope to see you soon.

-- Steve Lopez, Principal Partner   


SL & Associates

​Private Client Insurance Advisory Firm